From Amazon and FedEx vans weaving through neighborhoods to box trucks and medical transport vehicles on Arkansas highways, commercial vehicles are a constant presence on the road. When one of these vehicles is involved in a crash, the situation quickly becomes more complicated than a typical car accident. Liability may extend far beyond the driver, often involving multiple companies and layers of insurance coverage — and accessing that compensation depends on how the case is handled from the very beginning.
Why Commercial Vehicle Crashes Are More Complex
Unlike private drivers, delivery and commercial drivers often work for:
- Shipping companies
- Staffing agencies
- Logistics contractors
- Medical transportation providers
Each entity may carry its own insurance policy. Identifying all responsible parties is one of the most important steps in maximizing compensation.
Independent Contractor vs. Employee — Why It Matters
Many companies claim their drivers are “independent contractors.” But under Arkansas law, a company can still be liable if it:
- Controls how the work is done
- Sets schedules or routes
- Requires uniforms or branding
- Owns or maintains the vehicle
If the company is legally responsible, their commercial insurance — not the driver’s personal policy — may pay.
Why These Claims Are Worth More
Commercial vehicles:
- Weigh far more than passenger cars
- Cause more severe injuries
- Lead to longer recovery periods
- Result in higher medical costs
These cases often involve:
- Spinal injuries
- Disc herniations
- Nerve damage
- Long-term disability
These are exactly the injuries chiropractors, physical therapists, and orthopedic doctors treat after serious crashes.
Why Early Legal Action Is Critical
Companies move fast to protect themselves. A lawyer can:
- Secure driver logs and GPS data
- Preserve dashcam and surveillance video
- Identify every insurance policy
- Prevent blame-shifting
Learn more about how serious accident cases are handled here:
https://wolflaw.com/truck-accident-lawyer/
How Arkansas Law Affects These Cases
Arkansas’s comparative fault rules mean that if a company can push even 50% of the blame onto you, you recover nothing. This is why evidence, medical records, and legal strategy are so important.
You can learn more about personal injury claims here:
Do Not Let Corporations Control the Narrative
Commercial accident victims are often up against large companies with powerful insurers. Getting help early levels the playing field.
Frequently Asked Questions
Who can be sued after a delivery truck accident in Arkansas?
Potentially the driver, the company that hired them, the vehicle owner, and even third-party contractors.
What if the driver was an independent contractor?
That does not automatically protect the company. Arkansas law looks at control, not just job titles.
How much insurance coverage is available?
Commercial vehicles often carry far higher limits than private cars — sometimes in the millions.
Should I talk to the trucking company’s insurance adjuster?
Not without legal guidance. Their goal is to minimize what they pay.
What if my injuries worsened after the crash?
Delayed symptoms are common in commercial vehicle crashes and should be documented immediately.